Fintech & finance

AI automation for fintech and finance teams.

We automate the reconciliation and the account questions that are slowing your finance operation down. Your compliance position does not move.

  • Retention off by default
  • Audit trail on every decision

What this covers

Hitasoft builds AI automation for fintech and financial services companies. Transactions get categorised and matched against the ledger as they arrive, and invoices and receipts become database rows without anybody retyping them. Models run with retention switched off, and open weight models can run on servers you control.

Finance needs precision. People need time.

Finance teams scale until the manual work becomes the job. The choice is another pair of hands, or asking your one technical person to build reconciliation logic instead of the product. Neither one is a good trade.

  1. 01

    Shared balances drift

    Multi-user expense splitting and debt calculation is fiddly logic, and it goes wrong very quietly. Two systems disagree by a small amount, and nobody notices until somebody closes the month.

  2. 02

    Paper still arrives

    Invoices and KYC documents turn up as PDFs and photographs. Somebody opens each one and types what it says into a system that could have read it itself.

  3. 03

    Support answers the same question

    Tier one account queries repeat all day and every one of them still needs a person. That person costs the same as the hard question waiting behind it in the queue.

How we integrate AI into financial workflows

01

Ledger and expense automation

Transactions get categorised as they arrive, and the ledger updates with no spreadsheet import at all. Where a balance is split between several people, a shared household budget or a trip, each share recalculates on every entry. Whatever does not reconcile goes to a person, and the reason is attached to it.

  • Transaction feed read through your banking API
  • Multi-user splits, with each person's running debt
  • Exceptions queued with the reason attached
02

Document processing

Vision capable models read invoices and receipts and write them into your database as structured rows. A person reviews only what the model flagged as uncertain, which is a fraction of the pile.

  • Invoices and receipts read as PDFs or photographs
  • Written to your database as structured rows
  • Low confidence extractions held back for review
03

Account support agents

An agent answers tier one account questions from your own knowledge base rather than from the internet. Anything outside what it has been given goes to your team, not to a guess.

  • Answers drawn from your own knowledge base
  • Balances read from the database, never generated
  • Anything unknown handed to a person

Where an invoice actually goes

Five steps. A person still sits at exactly one of them. That is the honest version of it, and it is the one worth building around.

  1. 01

    Arrives

    A PDF or a photograph lands in the inbox.

  2. 02

    Read

    A vision model lifts the supplier and the amounts.

  3. 03

    Matched

    The entry is matched against your ledger.

  4. 04

    Checked

    A person reviews only what came back uncertain.

    Human checkpoint
  5. 05

    Posted

    The row is written, with the reasoning logged.

Where else this applies in finance

The same work, pointed at other corners of the sector.

WealthTech and robo-advisors
Portfolio data is already structured, which makes it the easiest thing in finance to run predictions against. It is the reporting and the signals, not the advice.
Lending and credit
Loan files arrive as documents and have to become fields before anything can score them. Document processing does the first half of that, and a scoring model does the second.
Payments
Anomaly detection on a transaction feed is the same shape of work as reconciliation, read the other way round. It looks for what does not fit.
InsurTech
A claim is a document and a policy is a rule set, and matching them is the job. Routing and a first pass automate well, and the decision still stays with a person.

Security a finance team can sign off

Financial records cannot leak, and a model that has seen them is a record of them. Every integration is built so that your records stay inside the systems you already control.

No training on your records

Integrations run against business tier endpoints with retention turned off, so your inputs never enter a training set. Somebody has to switch that on, and we check it.

Private hosting where it matters

Open weight models can be deployed onto servers you already own, on AWS or on your own hardware. The records never leave the hardware you already control.

An audit trail you can read

Every automated decision and every extracted figure is written to a log in plain language. An auditor who asks why a transaction was categorised that way gets a straight answer.

We connect AI to the stack you already run

We build the middleware that makes your current tools intelligent. These are the systems finance teams bring us, and your own stack does not have to be on the list.

Stripe
Taking payments
Plaid
Bank feeds and balances
Salesforce
Accounts and contacts
PostgreSQL
Records and reporting
MySQL
Older ledgers and reports
Laravel
PHP systems you already run
React
Screens your team uses
Python
Where the automation lives
n8n
Steps joined into a workflow

Common questions about AI in fintech & finance

How can AI automate shared expenses and debt calculation?

The integration reads the transaction feed through your banking API and categorises each line with a model. Every member's balance in the shared ledger recalculates from there. Nobody types a number in.

Is it safe to use ChatGPT for financial data?

Consumer ChatGPT is not safe for financial records, and it is not what we build on. A business tier endpoint with retention switched off processes the data and then keeps nothing at all. Open weight models can run on hardware you own.

How long does a financial AI integration take?

Three weeks for a single workflow, audit to live. The audit comes first and it is where the reconciliation rules get written down, because a model cannot infer a policy nobody has stated.

Will an AI agent give a customer the wrong balance?

Not from a model guessing, because the agent reads the balance from your database rather than generating it. Anything it cannot answer from your own records gets handed to a person on your team.

Do you do fintech AI development, or only automation?

Both, and they are different projects. This page is about automating what you already run. A financial product built from nothing is an MVP, and that has its own page under services.

Do we need to replace our accounting system?

No. The automation sits beside what you run and talks to it through the API it already exposes. Your team opens the same books on Monday.

What does AI automation for fintech cost?

The audit puts a number on it before you commit, and there is no open ended discovery phase. You pay for the middleware and the API work rather than for a new platform.

Next step

Let AI do the repetitive
half of the job.

Data entry, answering the same tickets, chasing numbers between systems. We automate the parts that repeat. Your team keeps the parts that need judgement.

Eighteen years of excellence